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The Tools and Information needed to

Learn About Your Retirement Accounts

Looking for simplified answers to questions about your IRAs, Roth IRAs and 401(k)s?

You’ll find them here.

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The Top 3 Rules You Must Know
Before Doing any Transactions with Your Retirement Accounts

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Distributions + Roth Conversions

Early Distribution + RMD + Roth Accounts

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Beneficiary Options

Spouse beneficiary + nonspouse + nonperson

The Cost of Mistakes

Know
The
Risks

10% Penalty

Exceptions

The early distribution penalty that applies to distributions taken before you reach age 59 ½ . Know the exceptions.

6% Excise Tax

Ineligible contributions

The cost of exceeding your contribution limits. 6% excise per year unless properly corrected.

RMD excise tax

Owners and Beneficiaries

The cost of not taking required distributions by the applicable deadline.

Term Of The Day

(The term Stretch IRA® is copyrighted by Wealth Advisory Group. Used with Permission) Definition Also referred to as “Extended IRA’, or Multi-Generational IRA . Term used to  refer to an IRA that allows the first-generation beneficiary to designate a successor  beneficiary( or successor beneficiaries) of an inherited IRA, and for the IRA to be passed on to a succession of beneficiaries over the life expectancy of the first-generation beneficiary. Extended/stretch IRA is not a product, but…

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IRA Rules
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