Studies on Retirement Income, Money Management , Finance and Investments

April 2008: Is Your Pension Secure? Probably, But It Could Be Smaller Than You Expect : : "Even with . . . safeguards, your expectations for retirement income can still be upset mightily. Here's what can go wrong if you work in the private sector, and how you can protect yourself. Also check our steps you can take to protect your retirement income." (ConsumerReports.org)

December 2007 : What Now? How Retirees Manage Money To Make It Last Through Retirement: From AARP: The study identifies five different asset management styles among respondents: Investor, Manager, Thrifty, Undisciplined and Troubled. The Thrifty group has the most interest in seeking a guaranteed lifetime income solution, followed by the Undisciplined, then Troubled and Manager, and Investor

November 2007: The Center for Retirement Research at Boston College : "Do Financial Literacy and Mistrust Affect 401(k) Participation?” by Julie R. Agnew, Lisa Szykman, Stephen P. Utkus, and Jean A. Young . For full paper in PDF

October 2007: Center for Retirement Research at Boston College: Why Do Married Men Claim Social Security Benefits so Early? Ignorance, Caddishness, or Something Else?:By Steven A. Sass, Wei Sun, and Anthony Webb. For executive summary in PDF; For full paper in PDF

September 2007: Center for Retirement Research at Boston College:Evaluating the Advanced Life Deferred Annuity - An Annuity People Might Actually Buy:By Guan Gong and Anthony Webb. For executive summary in PDF. For full paper in PDF

August 2007: The Center for Retirement Research at Boston College : "Should Public Plans Engage in Social Investing?" by Alicia H. Munnell . For full paper in PDF

July 2007: The Center for Retirement Research at Boston College : "An Annuity that People Might Actually Buy" : by Anthony Webb, Guan Gong, and Wei Sun : For full paper in PDF   

May 2007: The Center for Retirement Research at Boston College : "Do People Plan to Tap Their Home Equity in Retirement?" by Alicia H. Munnell, Mauricio Soto, and Jean-Pierre Aubry . For full paper in PDF format, click here ; To access detailed survey data, click here

September 2006: Center for Retirement Research at Boston College’s Issue in Brief “Will Reverse Mortgages Rescue the Baby Boomers?”by Andrew D. Eschtruth, Wei Sun, and Anthony Webb* For full paper in PDF format, click here