You Asked Us - 72(t) / Substantially Equal Periodic Payments (SEPP)

• Q. Is it permissible for me to start a second 72(t) Payment on a separate IRA, when I already have a 72(t) Payment Schedule on another IRA?

• Q. I would like to take 72(t) payments from my 401(k) plan, but I have received conflicting information as to whether this can be done from a retirement account that is not an IRA.  What is the right answer?

• A SEPP/ 72(t) has been modified (busted). What are the individual’s options?

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