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 IRA Contributions FAQ :
Understand IRA Contribution rules, contribution limits, IRA contribution deadlines. All your IRA questions answered in one place.
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 IRA Deductibility FAQ :
The most attractive feature of Traditional IRAs is that they can be deductible. The key is understanding circumstances and structure..
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 Traditional IRA Distribution Timeline
An IRA owner may make distributions from his or her traditional IRA. Do you know how to time these to eliminate penalties?
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 RMD Review Quiz:
Test your IRA Knowledge and in particular the workings of Required Minimum Distributions. We ask the questions-you learn. Money in the bank.
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 Tips for Singles to Enjoy Life After Retirement: In the coming years, baby boomers will be retiring in large numbers. While for many it will be a time for celebration, for others it could be a source of dread and anxiety. For singles ... |
 SEP IRAs- A Low Cost Retirement Plans for Small Businesses : Small business owners can shelter up to $46,000 from taxes, by funding an employer-plan. Those who missed the December 31 deadline can still establish a SEP IRA.
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 Roth IRA Distributions : The tax treatment of a Roth IRA distribution, depends on whether the distribution is qualified, and if not, the source of assets being withdrawn
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 From Milliman Employee Benefits: DOL Corrects and Clarifies Qualified Default Investment Guidance: On April 29, 2008, the Department of Labor (DOL) issued corrections and clarifications to its qualified default investment alternative (QDIA) rules for participant-directed defined contribution plans. This and more here
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403(b) News, Tips, and Guidance
Confused about what’s going on in the 403(b) market? Need information about the new 403(b) regulations? Check out the 403(b) section here.
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Choosing a Traditional or Roth IRA? The Traditional IRA and Roth IRA share many similarities. However, it is the differences that usually cause an individual to choose one over the other. For those who are trying to decide between the two, consideration should be given to whether they can afford to give up any tax deduction now in exchange for tax-free distributions later...
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| Qualified Plan Selections for Small Businesses: Defined contribution plans, such as profit sharing, 401(k) plans and to a lesser extent, money purchase pension plans are usually suitable for small business owners. However, they are less popular than IRA based plans, such as SEP IRAs, because they are more complex and sometimes require administrative services and accompanying costs that do not apply to IRA based plans.
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Enter discount code: ARC214 and get a $50 discount
when making your purchase of RW2 for YOU™ at RetirementWORKS. RW2 for YOU™ is the consumer edition of RetirementWorks® II, which is the most powerful financial planning software available anywhere for retirees and near-retirees.Click here to learn more. |
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There are several Forms that are required to be filed or completed for IRAs. The Form that is filed or completed depends on the transaction. In some cases, failure to file the Form results in penalties being owed to the IRS, or cause the IRA owner to pay taxes on distributions that should be tax-free. Think you know which Form applies and when? Click here
Which IRS Forms are Used for What Purpose? .
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Q: An individual inherited an IRA from his father, and transferred the IRA to an IRA at another firm. However, the IRA to which the transfer was made does not include his father’s name. I understand that as a result (of his father’s name being missing from the registration), the transfer is actually a distribution that is taxable to him when the transfer occurred. Is that true? Click here for answer
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IRA Beneficiary Options :
IRA owner Dies Before the RBD?
IRA owner Dies on or After the RBD?:
Special Rules for Spouse Beneficiaries
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Employer Plan Comparison Chart :
Not sure which retirement plan is right for a small business owner? Check our Small Business Owner- Plan Comparison Chart.
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Plan Limits for 2008 :
The limits for IRAs, 403(b)s and other employer plans all in one place. See Gary Lesser's chart.
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Retirement Dictionary Updates...
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