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Calculators, forums, articles and more on 72(t) and 72(q) /SEPP Plans. Includes RMD Calculators...


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  • I  have a check  made payable to my new IRA custodian, for the benefit of (FBO) my IRA. The customer service representative at the new custodian says that it should be deposited as a trustee-to-trustee transfer, and cites Treasury Regulation 1.401(a)(31)-1 Q-4 as the authority. However, the former custodian contends that it should be deposited as a rollover contribution within 60-days. Which of the two is correct?


    Are the distribution options for beneficiaries of Roth IRAs the same as those that apply to beneficiaries of a Traditional IRA?